Tata AIG General Insurance Company Limited provides a vast scope of general insurance products. TATA AIG is a joint association between TATA (that is a prominent and reliable name in India) and a prominent American Company and market leader in insurance and financial services – AIG.
TATA AIG has particularly designed a vital general insurance plan that is a great health insurance plan. Health is the biggest property in any person’s life and therefore, it requires complete protection against any type of unexpected circumstances and that is why TATA AIG has come with its different health insurance plans to provide that kind of protection.
The list of Tata AIG Health Insurance is as follows:
Now, an overview of some of these plans is described below:
MediPrime is an incredible cashless health insurance plan without any additional expenditure on the part of the policyholder or the members of his or her family.
Organ Donor expenditures: Under the particular category, medical expenditures are going to be covered for surgery along with the situation of organ storage for the donor in the situation of organ transplantation.
In times of a claim, the successive renewal is not going to include any loading.
A customer can receive tax benefit according to section 80D of the Income Tax Act.
Availability of Free look period of 15 days: One person can cancel the specific policy by stating the respective reason linked to the cancellation and in this scenario, the particular premium amount is going to be refunded following the adjustment of any of the expenditures experienced on stamp duty charges, medical check-ups along with the proportionate risk premiums.
Enhancement of Sum Insured: The particular sum insured can be enhanced at the renewal time. However, the same is going to be at the company’s discretion according to their underwriting rules and regulations.
At the renewal time, the Policyholder will get a Grace Period of 30 days; however, coverage will not be provided for the period for which no premium was got.
Lifelong renewal is given; however, the premium must be paid without any pause earlier to policy expiry or within the grace period.
There is an option of transferring to the same indemnity health insurance plans.
Policy term obtainable is 1 year and 2 years. In case of the second option, a discount is there on the premium.
For Premium calculation, online mode is available.
The benefits provided under MediPrime Insurance Plan: In case of Patient treatment, day care procedures, Pre & Post hospitalization, organ donor expenses, domiciliary treatments, emergency ambulance are obtainable under sum insured for Rs 2, 3, 4, 5, 7.5 and 10 lakhs. Ayush Benefit for Homeopathy treatment is obtainable up to the maximum of Rs 20000/- for Rs 2-Rs 4 lakhs sum insured and up to Rs 25000/- for Rs 5, 7.5 and Rs 10 lakhs sum insured.
Proposers of the age of minimum 18 years and Maximum of 65 years and a child associated with 91 days to 21 years can be provided with coverage in this particular plan.
It is a robust and tailor-made health insurance plan that takes care of the executives or busy officials’ health. Amongst each and every other plan, this specific plan is extraordinarily well thought as well as designed in that way that it can properly take care of the specific and an extremely important part of the society.
Fixed lump sum benefit has been paid for the following:
Exclusive Wellsurance plans: It is associated with 3 categories such as Classic, Supreme, and Elite Plans.
The advantages under this can be categorized are as follows:
Wellsurance Advantages are as follows:
The particular plan is obtainable online for buying.
Proposers of the minimum of 18 years and Maximum of 65 years can be provided with coverage under this particular plan.
You can know about other Plans as well.
The Tata AIG General Insurance Company provides 2 modes of premium payment, known as:
In case of online payment mode, the policyholder can provide their payment through:
You should properly know the procedure of policy status checking, policy renewal, claim settlement, policy cancellation and other important factors.