IFFCO Tokio Insurance for Two Wheelers
This insurance policy is provided by IFFCO Tokio Insurance Company and it is very helpful for the owners of two-wheelers in India. In India, two-wheelers are preferred by a major community in urban as well as ruler areas of this country. In this segment, various vehicles are available in the form of bikes, scooters, and scooters. For all these vehicles, various kinds of insurance plans are available and this insurance plan for two-wheelers by IFFCO Tokio insurance company is one of the best plans available in the country. Let’s take a look at the main key features of this insurance plan for bikes:
Main key features in two wheeler insurance plan by IFFCO Tokio:
- A broad network of garages having cashless facilities across the India to save the time of owner of the vehicle.
- They are known for simple documentation and quick processing when you choose this insurance plan for bikes.
- You get the support services 24 by 7 to whenever you face any query or you have any problem related to this insurance plan by IFFCO Tokio.
- You get the additional benefits by using “value auto coverage” in this plan by IFFCO Tokio. You just need to add the small amount of extra premium with this plan to get these benefits.
- The benefits with no claim bonus option for customers who do not claim the amount under the specific time period with this plan.
- Coverage for the loss of accessories on bike according to the additional premium with this plan.
Coverage options with bike insurance policy by IFFCO Tokio:
- In the case of any damage or loss to the vehicle because of the man-made or natural calamities.
- The natural calamities can be like fire, earthquake, explosion, Hurricane, flood, cyclone, landslide, lightning or any other calamities are including in this insurance policy by IFFCO Tokio.
- In the man-made calamities can be the case of theft, accident, Strike, transportation damage or any other kind of damages.
- If your vehicle is insured then you will get the accident cover up to 100000 rupees if you are traveling it. This accident cover is in case of death or any permanent disability of the rider.
- They also offer the additional coverage options as per some additional Premium for your vehicle.
- You will also get the coverage for the damage or loss of any kind of electrical or non-electrical accessories of your 2 wheeled vehicles.
The exclusions with two wheeler insurance policy by IFFCO Tokio:
- They will not offer any kind of coverage when any kind of damage happened out of the defined geographic area in the documents.
- In the case when the damage is caused due to the contractual agreement.
- If the vehicle is driven by any other person then driver when it is damaged or accident.
- If the driver is under the influence of any kind of drugs or liquor during accident then it is not covered in the policy.
- When the vehicle is driven by any person without a valid driving license.
- If only Tyres and tubes are damaged in any incident then it is not covered unless the rest of vehicle is also damaged.
- In case of any nuclear perils or any kind of War.
There are some more conditions where they do not provide the coverage for damage or loss of vehicle according to the terms and conditions of the insurance company.
Some other value-added services in the insurance policy:
- By choosing this insurance policy by IFFCO Tokio, you will find the option of online premium payments. You can make hassle-free and quick payments in case of renewal of plan, any new plan or any other insurance plan.
- They are also providing the options of the mobile portal so that you can keep in touch with your insurance plan anytime by using the mobile application on your smartphone.
- You can visit the nearest branch of IFFCO Tokio if you want to get any kind of retail-related to your plan or you want to pay the premium amount to renew your insurance plan.
- The people can also send the request for renewal the insurance plan by sending the post.
Some important terms and conditions:
Here are some of the important terms and conditions when you are going to choose two wheeler insurance plans by IFFCO Tokio:
- The insurance plan and schedule can be expressed together and it can have the same meaning for the customers.
- The discount can be allowed to the owner of an insurance policy when renewing the insurance policy for any two-wheeler.
- The notice should be given to the company immediately after any kind of accidental damage to the vehicles for the claim.
- You will need to provide all necessary information that is required by the company for the claim.
- In case of any criminal activity like theft or any other act, the immediate notice cell will be given to police so that they can co-operate with the insurance company.
- The insurance company has the right to examine the damaged vehicle completely before any kind of claim for the insured person.
Claim settlement process for the insurance policy by IFFCO Tokio:
IFFCO Tokio is one of the known companies not only for the reliable services but also for the claim settlement process. There are some of the terms and conditions of claim settlement for your insurance policy in IFFCO Tokio:
In case of an accident, the third party can be involved in the reporting and coverage of damage to the vehicle.
In case of any major claim, the compensation claim can we decided in court according to the criminal case against the driver.
To claim the insurance, the third party will also report to the police station and the claim will be settled according to the circumstances and current situation.
These are some of the important terms and conditions when you want to claim the two-wheeler insurance policy by IFFCO Tokio. If you also want to choose this policy for your bike or scooter, you can compare the plans online easily to choose it.