It is cheaper to take out an insurance cover while you’re still young. The longer you wait, the more it will cost.
Body Mass Index
If you have a healthy BMI, you can get a policy the low rate.
Where you live has an impact on your premiums. People who live in the same region tend have similarities in their risk profile.
Choice Of Profession
What you do for a living has a bearing on how much you pay. Premiums cost less if you have an office job.
You may have to shell out a bit more if you are a tobacco user.